Privacy Policy

1. Overview

Bharat Finance ("we", "us", "our") is committed to protecting your personal data. This Privacy Policy explains how we collect, use, store, and protect your information when you visit our website or use our services.

This policy complies with the EU General Data Protection Regulation (GDPR) and the German Federal Data Protection Act (BDSG).

2. Data Controller

3. Data We Collect

a) Automatically collected data

When you visit our website, our hosting provider (Hostinger) automatically collects and stores certain technical information in server log files:

• IP address (anonymized)
• Date and time of access
• Pages visited and files requested
• Browser type and version
• Operating system
• Referring URL

This data is collected based on our legitimate interest (Art. 6(1)(f) GDPR) in ensuring the security and functionality of our website. Server logs are automatically deleted after 30 days.

b) Contact form data

When you submit our contact form, we collect:

• Your name
• Your email address
• Your message content

This data is processed based on your consent (Art. 6(1)(a) GDPR) and for pre-contractual measures (Art. 6(1)(b) GDPR). We use this information solely to respond to your inquiry. Your data is stored for the duration of the conversation and deleted within 6 months after your inquiry is resolved, unless longer retention is required by law.

4. Cookies

Our website uses only technically necessary cookies and local storage entries required for basic website functionality:

• Cookie consent preference — Stores whether you have acknowledged the cookie notice. Stored in your browser's local storage. No expiration until cleared manually.

We do not use analytics cookies, advertising cookies, or third-party tracking cookies. No data is shared with third-party advertisers.

5. Hosting

This website is hosted by Hostinger International Ltd., 61 Lordou Vironos Street, 6023 Larnaca, Cyprus. When you visit our website, Hostinger processes technical data as described in section 3a.

We have entered into a data processing agreement with Hostinger in accordance with Art. 28 GDPR. Hostinger may process data on servers within the EU. For more information, see Hostinger's Privacy Policy.

6. Your Rights

Under the GDPR, you have the following rights regarding your personal data:

• Right of access (Art. 15 GDPR) — You can request information about your stored data.
• Right to rectification (Art. 16 GDPR) — You can request correction of inaccurate data.
• Right to erasure (Art. 17 GDPR) — You can request deletion of your data.
• Right to restriction (Art. 18 GDPR) — You can request limitation of data processing.
• Right to data portability (Art. 20 GDPR) — You can request your data in a machine-readable format.
• Right to object (Art. 21 GDPR) — You can object to data processing based on legitimate interests.
• Right to withdraw consent (Art. 7(3) GDPR) — You can withdraw consent at any time.

To exercise any of these rights, contact us at [YOUR EMAIL].

7. Right to Lodge a Complaint

You have the right to lodge a complaint with a supervisory authority if you believe your data is being processed unlawfully. The competent authority in Germany is the data protection authority of the federal state in which our company is registered.

8. Data Security

Our website uses SSL/TLS encryption (HTTPS) to protect data transmitted between your browser and our server. We take appropriate technical and organizational measures to protect your personal data against unauthorized access, loss, or manipulation.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The current version is always available on this page. We recommend checking this page periodically.